If you get some extra income that month - add it to your 'rolling balance' of your snowball. If you spend less, you can edit the field and watch how it'll effect your budget for the month, month and year. This will take all of your debt, interest, minimum payments and amount owed and will show how this changes on a monthly basis with your 'snowball' approach. This will calculate your budget and allow you to zero out for the month while focusing mainly on reducing your debt. What does this spreadsheet do differently than all of the ones on the sidebar? I've shared this with friends and family members and it's finally "complete" in the sense that I'm proud of it and would like to share it with the world. I've worked on this spreadsheet off and on for the last 6 years. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.
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